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Best Moist Cream Cheese Banana Nut Bread (Easy Recipe)

This banana bread is rich, moist, and bursting with flavor thanks to cream cheese, ripe bananas, and a sweet brown sugar pecan topping. Makes two loaves — one to enjoy now, and one to share or freeze!
Prep Time 20 minutes
Cook Time 1 hour
Total Time 1 hour 20 minutes
Course Breakfast, Dessert, Snack
Cuisine American
Servings 20 slices
Calories 325 kcal

Ingredients
  

For the Bread:

  • 3 cups all-purpose flour
  • ½ tsp baking powder
  • ½ tsp baking soda
  • ½ tsp salt
  • ¾ cup 170 g unsalted butter, softened
  • 8 oz 226 g cream cheese, softened
  • 2 cups granulated sugar
  • 2 large eggs room temperature
  • 1 ½ cups mashed ripe bananas about 4 medium bananas
  • 1 cup chopped pecans or walnuts toasted for best flavor
  • ½ tsp vanilla extract

For the Brown Sugar Pecan Topping (Optional but Recommended):

  • ½ cup brown sugar light or dark
  • ½ cup chopped pecans
  • 1 Tbsp all-purpose flour
  • 1 Tbsp melted butter
  • tsp ground cinnamon

Instructions
 

  • Prepare the pans: Preheat oven to 350°F (175°C). Grease and flour two 8½ × 4½-inch loaf pans.
  • Mix dry ingredients: In a medium bowl, whisk together flour, baking powder, baking soda, and salt. Set aside.
  • Cream butter and cream cheese: In a large mixing bowl, beat softened butter and cream cheese until creamy. Gradually add sugar and beat until light and fluffy.
  • Add eggs: Beat in eggs one at a time until just combined.
  • Combine wet and dry: On low speed, add the flour mixture gradually until just blended.
  • Add bananas, nuts, and vanilla: Stir in mashed bananas, chopped nuts, and vanilla extract. Divide batter evenly into prepared pans.
  • Make topping: Mix brown sugar, pecans, flour, butter, and cinnamon in a small bowl. Sprinkle evenly over both pans of batter.
  • Bake: Bake for about 1 hour, or until a toothpick inserted in the center comes out clean. If the topping browns too quickly, tent loosely with foil in the last 15 minutes.
  • Cool and serve: Let loaves cool in pans for 10 minutes, then remove and transfer to a wire rack. Slice and enjoy!

Notes

  • Storage: Wrap loaves tightly and store at room temperature for 3–4 days. For longer storage, freeze for up to 3 months.
  • Variations: Try mini chocolate chips, a swirl of cinnamon sugar, or dried fruit instead of nuts.
  • Serving idea: Delicious warm with butter, cream cheese, or even a drizzle of honey.